Claiming insurance coverage
Abhishek Singh, Kolkata: Throughout Cyclone Amphan, my 2019 Maruti Suzuki Baleno petrol was submerged for 2 days. It’s ready a second spherical of inspection earlier than the service centre can inform me what needs to be completed. It’s nonetheless below guarantee and has a zero-depreciation insurance coverage. Analysis exhibits if a automotive has been below water, it can by no means be the identical although Maruti Suzuki service centre insists the engine might be pretty much as good as new, and the one drawback I could have are electricals. Ought to I push to declare a complete loss and declare insurance coverage, or ought to I imagine Maruti and the insurance coverage firm?
We’re glad to know you’re okay, however as for the automotive, it’s laborious to say there received’t be points forward. Water could cause issues afterward. So, ideally, push for a brand new automotive, but when they don’t provide you with one, insist on a radical overhaul; a change in all replaceables like filters, oils and all fluids amongst others. Get in depth cleansing and drying of the interiors completed as mould can type later.
Hyundai Creta Vs Honda Metropolis
Shivam Sharma: I wish to purchase a SUV or sedan that’s dependable, seems to be sporty and provides good mileage. I largely drive within the metropolis with occasional outstation journeys. I’ve shortlisted the bottom variant of the brand new Hyundai Creta and the brand new Honda Metropolis. Which is the higher choice for a finances of ₹ 9-12 lakh?
The brand new Creta is a price purchase and the EX petrol variant will suit your finances. You might need to stretch your finances a bit for the 2020 Honda Metropolis. If you’re open to different choices, you possibly can take into account the Mahindra XUV300, and in your finances, it is possible for you to to get a mid-spec variant with some premium options.